Course Information
SemesterCourse Unit CodeCourse Unit TitleT+P+LCreditNumber of ECTS CreditsLast Updated Date
1BS109Introduction to Banking 3+0+03428.10.2026
Course Details
Language of Instruction Turkish
Level of Course Unit Bachelor's Degree
Department / Program Banking and Insurance
Type of Program Formal Education
Type of Course Unit Compulsory
Course Delivery Method Face To Face
Objectives of the Course The aim of the course is to introduce students to the basic functioning of the banking sector, the roles and functions of banks in the financial system; to provide knowledge and skills in basic subjects such as banking products, services and risk management. In addition, it is to help students understand the dynamics in the sector by providing awareness on issues such as banking regulations, monetary policy, credit granting processes and financial innovations. This course aims to provide the necessary infrastructure for students to pursue a career in the banking sector or to prepare for advanced courses related to the financial system.
Course Content The concept and definition of bank and banking, historical development process of banking in the world and in Turkey, banking system and bank types, financial markets and financial systems, functions of banks in the economy, regulatory and supervisory institutions in financial markets, transactions that banks can perform, types of banks, development of banking in the world and in Turkey, banking system in the Turkish financial sector, the concept of risk in banking.
Course Methods and Techniques Each class begins with the instructor introducing the day’s topic. Classes are taught interactively, using a mix of methods such as lectures, question-and-answer sessions, case studies, and discussions of research findings. Students may also be asked to present the topic. For this reason, students should prepare well by reading the material during the week before each class.
Prerequisites and co-requisities None
Course Coordinator None
Name of Lecturers Asist Prof.Dr. Saltuk Ağıralioğlu
Assistants None
Work Placement(s) No

Recommended or Required Reading
Resources Oğuz YILDIRIM, TÜRK BANKACILIK SİSTEMİ, Seçkin Yayınları.2020. Minire KIRBAŞLI, Nuri GÜZVELİ, BANKACILIĞA GİRİŞ;İstanbuk Üniversitesi Yayınları
Course Notes Class attendance is compulsory at a rate of 70% (10 weeks, including midterm exam week). Attendance is entered into the system after class each week and cannot be changed afterwards. Students who miss five or more weeks will fail the course due to absence and will not be allowed to take the midterm or final exams.
Students may arrive up to 15 minutes late, but this should not become a habit. Students who miss the first part of a class must attend the second part, as this counts toward the attendance calculation.
Although attendance is compulsory, it is also rewarded: as stated in the Assessment System, up to 15 points are added to the final exam grade for attendance. Provided the 70% requirement is met, the student with the highest attendance receives the full 15 points, and the other students’ attendance points are calculated proportionally.
The books that can be used as course resources are listed in this form. Students are responsible for the topics of the 15 weeks listed in this form, as well as for everything covered in class. Students may also study the course topics from other general accounting textbooks.
Students should prepare in advance for each week’s topics and are expected to have a reasonable understanding of the topic when asked about it.
Students must bring the necessary materials (book, notebook and pen) to class and may not chat among themselves during class.
Mobile phones must be on silent during class. All students are expected to stay focused on the lesson. No food or drink other than water may be consumed in class.
Assignments and tasks must be completed and submitted on time. Due dates are shared in the class communication groups. Students who need more time must get permission from the instructor in advance.
Assignments must be handwritten on A4 paper, with the sources used cited. The assignment topic goes at the top of the page. Assignments must not be placed in a folder or plastic sleeve. Staple them in the top-left corner, write your first and last name in the top-right corner, and then submit them.

Course Category
Social Sciences %100

Planned Learning Activities and Teaching Methods
Activities are given in detail in the section of "Assessment Methods and Criteria" and "Workload Calculation"

Assessment Methods and Criteria
In-Term Studies Quantity Percentage
Mid-terms 1 % 40
Final examination 1 % 60
Total
2
% 100

 
ECTS Allocated Based on Student Workload
Activities Quantity Duration Total Work Load
Course Duration 14 3 42
Hours for off-the-c.r.stud 14 4 56
Mid-terms 1 10 10
Final examination 1 13 13
Total Work Load   Number of ECTS Credits 4 121

 
Course Learning Outcomes: Upon the successful completion of this course, students will be able to:
NoLearning Outcomes
1 Understanding the Banking System: Students will be able to understand the basic functioning of the banking system, the financial intermediation role, and the role of banks in the economic system.
2 Identify Types of Banks: Recognize different types of banks, such as commercial banks, investment banks, development banks, and central banks, and explain their functions.
3 Central Bank and Monetary Policy: Students will be able to understand the role of central banks, monetary policy and the effects of these policies on banks and the economy.
4 Understanding Banking Products and Services: Students will be able to identify basic banking products and services such as credit cards, loans, deposit accounts, checking accounts.
5 Banking Regulation and Supervision: Students will be able to understand the basic elements of banking laws and regulatory bodies in the banking sector.
6 Risk Management: They will be able to recognize the basic types of risks that banks face, such as credit risk, liquidity risk, operational risk, and learn how to manage them.
7 Lending Process: Students will be able to learn about a bank's lending process, credit analysis and creditworthiness measurement methods.
8 Financial Statements of Banks: Students will be able to examine the balance sheets and income statements of banks and evaluate the financial performance of banks.
9 Financial Innovations: They will be able to understand the digital transformation in the banking sector, the effects of new technologies such as fintech, crypto money and blockchain on banking.
10 International Banking: Students will be able to learn about international banking transactions, exchange rates and the effects of the global financial system on the banking sector.
11 Customer Relations and Banking Ethics: The importance of customer relations in banking, ensuring customer trust
12 Capital Adequacy and Liquidity Management: Students will be able to understand the capital adequacy requirements of banks and the importance of liquidity management in banking activities.

 
Weekly Detailed Course Contents
WeekTopicsStudy MaterialsMaterials
1 Markets; Brief Explanation of Financial Market, Money Market and Capital Market and Introduction to Banking, the Most Important Institution of Financial Market The topics covered last week and to be covered this week are read from books and other sources and watched on videos. Oğuz YILDIRIM, TÜRK BANKACILIK SİSTEMİ, Seçkin Yayınları.2020. Minire KIRBAŞLI, Nuri GÜZVELİ, BANKACILIĞA GİRİŞ;İstanbuk Üniversitesi Yayınları
2 Basic Concepts of Banking The topics covered last week and to be covered this week are read from books and other sources and watched on videos.
3 Banking and its Historical Development in the World, Banking in Our Country in the Ottoman and Republican Periods The topics covered last week and to be covered this week are read from books and other sources and watched on videos.
4 Establishment and Operation of Banks The topics covered last week and to be covered this week are read from books and other sources and watched on videos.
5 Banking Activities The topics covered last week and to be covered this week are read from books and other sources and watched on videos.
6 Ethical Rules in Banking The topics covered last week and to be covered this week are read from books and other sources and watched on videos.
7 Job Descriptions of Organizations and Positions in Banks The topics covered last week and to be covered this week are read from books and other sources and watched on videos.
8 MIDTERM EXAM WEEK
9 Organization Chart in Banks, Job Descriptions of Positions The topics covered last week and to be covered this week are read from books and other sources and watched on videos.
10 Risk Management and Audit System in Banks The topics covered last week and to be covered this week are read from books and other sources and watched on videos.
11 Banking Regulation and Supervision Agency, Purpose and Duties-Importance The topics covered last week and to be covered this week are read from books and other sources and watched on videos.
12 Establishments, Purposes and Functions of the Central Bank of the Republic of Türkiye, the Banks Association of Türkiye and the Savings Deposit Insurance Fund The topics covered last week and to be covered this week are read from books and other sources and watched on videos.
13 Establishments, Purposes and Functions of the Central Bank of the Republic of Türkiye, the Banks Association of Türkiye and the Savings Deposit Insurance Fund The topics covered last week and to be covered this week are read from books and other sources and watched on videos.
14 General repetition The topics covered last week and to be covered this week are read from books and other sources and watched on videos.

 
Contribution of Learning Outcomes to Programme Outcomes
P1 P2 P3 P4 P5 P6 P7 P8 P9 P10 P11 P12 P13 P14
All 4 4 4 4 3 3 3 3 3 1 4 1 4 4
C1 4 4 4 4 4 4 4 4 4 1 4 1 4 4
C2 4 5 3 5 4 3 4 4 4 1 4 1 4 4
C3 4 4 4 5 4 3 4 4 4 1 4 1 4 4
C4 5 4 4 3 4 4 4 5 3 1 4 1 4 4
C5 4 4 3 4 4 3 4 4 4 1 3 2 3 3
C6 3 2 3 3 4 3 3 3 4 1 3 1 3 4
C7 3 3 3 3 3 3 3 3 3 1 4 1 4 4
C8 4 4 4 4 3 3 3 3 3 1 3 3 3 3
C9 3 2 2 3 3 2 3 3 3 1 2 1 4 4
C10 3 3 3 3 3 3 3 3 3 1 3 1 4 4
C11 4 4 4 4 3 3 3 3 3 1 3 1 4 3
C12 3 2 2 3 3 3 3 3 3 1 2 1 3 4

  Contribution: 1: Very Slight 2:Slight 3:Moderate 4:Significant 5:Very Significant