Course Information
SemesterCourse Unit CodeCourse Unit TitleT+P+LCreditNumber of ECTS CreditsLast Updated Date
3BS207Banking Theories3+0+03427.10.2026
Course Details
Language of Instruction Turkish
Level of Course Unit Bachelor's Degree
Department / Program Banking and Insurance
Type of Program Formal Education
Type of Course Unit Compulsory
Course Delivery Method Face To Face
Objectives of the Course The aim of this course is to enable students to understand the fundamental building blocks of the banking system, banking theories, risk factors, crisis models, and the regulatory framework within a theoretical framework.
Course Content The course covers topics such as the fundamental functions of banking, the credit creation process, types of risk in banking, bank panics and crisis theories, capital adequacy and Basel regulations, digitalization, and technological transformation.
Course Methods and Techniques Each lecture begins with the instructor introducing the day ` s topic. The lecture is conducted interactively. A combination of methods is used, including direct instruction, question-and-answer sessions, case studies, and discussions of research findings. Students may also be asked to explain the topic. Therefore, students should prepare thoroughly by reading the topic the week before the lecture.
Prerequisites and co-requisities None
Course Coordinator None
Name of Lecturers Asist Prof.Dr. Saltuk Ağıralioğlu saltuk.agiralioglu@hku.edu.tr
Assistants None
Work Placement(s) No

Recommended or Required Reading
Resources Oğuz YILDIRIM, TURKİSH BANKING SYSTEM, Seçkin Publishing 2020.
Course Notes Attendance Requirement: Attendance is mandatory at a rate of 70% (10 weeks, including the midterm week). Attendance is entered into the system after class every week and cannot be changed later. Students who fail to attend for at least five weeks will fail due to absenteeism and will not be eligible to take the midterm and final exams.
Late Arrival and Class Sessions: Students may be at most 15 minutes late to class; however, this cannot become a habit. Students who are unable to attend the first session of the class must attend the second session; this is important for the calculation of attendance.
Attendance Bonus: Although class attendance is mandatory, 15 points are awarded in the final exam based on attendance as specified in the Evaluation System to encourage participation (provided that students stay within the 70% attendance limit, the student with the highest attendance receives 15 points, and the remaining students ` attendance scores are calculated proportionally).
Books that can be used as resources for the course are specified in this form. Students are responsible for the 15-week topics listed in this form as well as everything covered during the lectures. Students [are responsible for following] the topics to be covered throughout the semester.

Course Category
Social Sciences %100

Planned Learning Activities and Teaching Methods
Activities are given in detail in the section of "Assessment Methods and Criteria" and "Workload Calculation"

Assessment Methods and Criteria
In-Term Studies Quantity Percentage
Mid-terms 1 % 40
Final examination 1 % 60
Total
2
% 100

 
ECTS Allocated Based on Student Workload
Activities Quantity Duration Total Work Load
Course Duration 14 3 42
Hours for off-the-c.r.stud 14 4 56
Mid-terms 1 7 7
Final examination 1 15 15
Total Work Load   Number of ECTS Credits 4 120

 
Course Learning Outcomes: Upon the successful completion of this course, students will be able to:
NoLearning Outcomes
1 Ability to understand the basic functions of banking.
2 Ability to analyze bank balance sheets.
3 Learning the models that explain bank crises.
4 Capital adequacy and the ability to interpret Basel regulations.
5 To be able to discuss the impact of digitalization on banking.
6 Calculating and evaluating bank performance indicators.

 
Weekly Detailed Course Contents
WeekTopicsStudy MaterialsMaterials
1 Basic Functions of Banking
2 Structure of the Bank Balance Sheet and Income Statement
3 Credit Process and Asset-Liability Management
4 Bank Risk and Types of Risk
5 Banking Crisis Theories
6 The Diamond-Dybvig Model and Bank Panics
7 Banking Crises in Türkiye
8 MIDTERM EXAM
9 Regulation and Supervision in Banking
10 Deposit Insurance and Hazard
11 Capital Structure and Basel Regulations
12 Performance Indicators in Banks
13 Digital Banking and FinTech Developments
14 Digital Banking and FinTech Developments 2
15 Open Banking and Cybersecurity

 
Contribution of Learning Outcomes to Programme Outcomes
P1 P2 P3 P4 P5 P6 P7 P8 P9 P10 P11 P12 P13 P14
All 4 4 4 4 4 4 4 4 4 4 4 4 4 4
C1 4 4 4 4 4 4 4 4 4 1 4 1 4 4
C2 4 4 3 5 4 3 4 4 4 1 4 1 4 4
C3 4 4 3 5 4 4 4 4 4 1 4 1 4 4
C4 5 4 4 3 4 4 4 4 5 3 1 4 1 4
C5 4 4 3 4 4 4 3 4 4 4 1 3 1 4
C6 3 4 3 3 4 4 4 3 4 1 3 1 3 1

  Contribution: 1: Very Slight 2:Slight 3:Moderate 4:Significant 5:Very Significant