Course Information
SemesterCourse Unit CodeCourse Unit TitleT+P+LCreditNumber of ECTS CreditsLast Updated Date
2BNS 126Non-Life Insurances3+0+03426.10.2026
Course Details
Language of Instruction Turkish
Level of Course Unit Associate Degree
Department / Program Banking and Insurance
Type of Program Formal Education
Type of Course Unit Compulsory
Course Delivery Method Face To Face
Objectives of the Course The aim of this course is to provide students enrolled in the Banking and Insurance Program with fundamental knowledge of life and non-life insurance, and to teach them the purposes and scopes of life and health insurance policies commonly encountered in practice, as well as the rights and obligations of the parties to insurance contracts.
Course Content Types of life insurance (supplementary health insurance, personal accident insurance, and life insurance); types of non-life insurance (fire, marine cargo, liability, and motor own-damage insurance); insurance policies and contract provisions; premium calculation methods; claims management and indemnity processes; regulatory and supervisory practices in the insurance sector; and the operations and organizational structure of insurance companies.
Course Methods and Techniques Lecture, question-and-answer, discussion, presentations, assignments, and examinations are used.
Prerequisites and co-requisities None
Course Coordinator None
Name of Lecturers Asist Prof.Dr. İlhan KANUŞAĞI ilhan.kanusagi@hku.edu.tr
Assistants None
Work Placement(s) No

Recommended or Required Reading
Resources Hayat Sigortaları ve Bireysel Emeklilik Sistemi, Anadolu Üniversitesi Yayınları, 1. Baskı Afşar, Aslı, 2020. Hayat Dışı Sigortalar, Anadolu Üniversitesi Yayınları, ISBN: 978-975-06-4028-5.
Course Notes Lecture notes, presentations, and sample insurance policies related to the course topics will be provided by the instructor. Students are encouraged to attend classes regularly, follow the course materials, and review current legislation related to the subject. Practical examples and current developments in the insurance sector will be included to support the learning process.

Course Category
Social Sciences %100

Planned Learning Activities and Teaching Methods
Activities are given in detail in the section of "Assessment Methods and Criteria" and "Workload Calculation"

Assessment Methods and Criteria
In-Term Studies Quantity Percentage
Mid-terms 1 % 40
Final examination 1 % 60
Total
2
% 100

 
ECTS Allocated Based on Student Workload
Activities Quantity Duration Total Work Load
Course Duration 14 3 42
Hours for off-the-c.r.stud 14 3 42
Mid-terms 1 5 5
Final examination 1 10 10
Total Work Load   Number of ECTS Credits 3,5 99

 
Course Learning Outcomes: Upon the successful completion of this course, students will be able to:
NoLearning Outcomes
1 Recognizes life and non-life insurance companies.
2 Recognizes the services provided by insurance companies in life and non-life insurance branches.
3 Acquires sufficient knowledge to work in the production process of insurance products and services in life and non-life insurance branches.
4 Knows the types of non-life insurance.
5 Acquires knowledge of the Individual Pension System (IPS).

 
Weekly Detailed Course Contents
WeekTopicsStudy MaterialsMaterials
1 Life and non-life insurance concepts Reading
2 Types of life insurance The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
3 Additional coverages in life insurance The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
4 Life insurance tariffs and premium calculations The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
5 Life insurance companies The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
6 Private Pension System The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
7 Premium calculations The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
8 Midterm Exam
9 Fire and marine cargo insurance The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
10 Agricultural insurance The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
11 Accident and engineering insurance The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
12 Health and credit insurance The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
13 Liability insurance The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
14 Compulsory earthquake insurance The topics covered in the previous week and the topics to be covered this week should be read from books and other sources, and relevant videos should be watched.
15 General Review

 
Recommended Optional Programme Components
BNS 239 Reinsurance
Sustainable Development Goals
Contribution of Learning Outcomes to Programme Outcomes
P1 P2 P3 P4 P5 P6 P7 P8 P9 P10 P11 P12 P13 P14
All 5 2 1 3 1 1 4 4
C1 5
C2 5
C3 5
C4 5
C5 5

  Contribution: 1: Very Slight 2:Slight 3:Moderate 4:Significant 5:Very Significant