Course Information
SemesterCourse Unit CodeCourse Unit TitleT+P+LCreditNumber of ECTS CreditsLast Updated Date
3BNS 265Financial Technology and Digital Banking2+0+02326.10.2026
Course Details
Language of Instruction Turkish
Level of Course Unit Associate Degree
Department / Program Banking and Insurance
Type of Program Formal Education
Type of Course Unit Elective
Course Delivery Method Face To Face
Objectives of the Course The objective of this course is to examine the evolution of financial technologies, innovations in digital banking and payment systems, and their impacts on the banking and insurance sectors.
Course Content The concept of financial technology and its evolution. Digital and mobile banking. Open banking and APIs. Payment systems, digital wallets, and instant payment systems. Blockchain technology and crypto assets. Crowdfunding and peer-to-peer (P2P) financing. Insurance technologies (InsurTech). Cybersecurity and digital identity. Regulatory technologies (RegTech) and legal frameworks. The impact of fintech startups on the banking sector.
Course Methods and Techniques Lectures, question-and-answer sessions, case study analyses, assignments, and examinations.
Prerequisites and co-requisities None
Course Coordinator None
Name of Lecturers Asist Prof.Dr.
Assistants None
Work Placement(s) No

Recommended or Required Reading
Resources Arslanoğlu, E. and Ceylan, A. (Eds.), Financial Technologies and Digital Banking Applications.

Course Category
Engineering %80
Social Sciences %100

Planned Learning Activities and Teaching Methods
Activities are given in detail in the section of "Assessment Methods and Criteria" and "Workload Calculation"

Assessment Methods and Criteria
In-Term Studies Quantity Percentage
Mid-terms 1 % 40
Final examination 1 % 60
Total
2
% 100

 
ECTS Allocated Based on Student Workload
Activities Quantity Duration Total Work Load
Course Duration 14 2 28
Assignments 14 3 42
Mid-terms 1 8 8
Final examination 1 30 30
Total Work Load   Number of ECTS Credits 3,5 108

 
Course Learning Outcomes: Upon the successful completion of this course, students will be able to:
NoLearning Outcomes
1 Explains the concept of financial technology, its evolution, as well as digital and mobile banking.
2 Analyzes open banking, payment systems, and digital wallet applications.
3 Evaluates blockchain technology, crypto assets, and alternative financing models.
4 Interprets insurance technologies (InsurTech) and the impact of fintech startups on the sector.
5 Explains cybersecurity, digital identity, and regulatory technologies (RegTech) within the legal framework.

 
Weekly Detailed Course Contents
WeekTopicsStudy MaterialsMaterials
1 The Concept of Financial Technology and Its Evolution Reading Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
2 Digital and Mobile Banking Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
3 Open Banking and APIs Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
4 Payment Systems and Instant Payment Systems (FAST) Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
5 Digital Wallets and Payment Institutions Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
6 Blockchain Technology Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
7 Crypto Assets and Digital Currencies Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
8 MIDTERM EXAM WEEK
9 Crowdfunding and Peer-to-Peer (P2P) Financing Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
10 Insurance Technologies (InsurTech) Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
11 Cybersecurity and Digital Identity Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
12 Regulatory Technologies (RegTech) and Legal Framework Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
13 The Impact of Fintech Startups on the Banking Sector Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
14 Case Studies: Financial Technology Applications in Türkiye and Worldwide Students are expected to review in advance the topics covered in the previous week and those to be addressed in the upcoming week, utilizing printed and digital resources as well as online content. Chishti, S. and Barberis, J., The FinTech Book, Wiley. Regulations on digital banking and payment services by the Banking Regulation and Supervision Agency (BRSA/BDDK) and the Central Bank of the Republic of Türkiye (CBRT/TCMB). Publications and reports of the Banks Association of Türkiye (BAT/TBB) (www.tbb.org.tr).
15 Final Exam

 
Recommended Optional Programme Components
BNS 275 Financial Applications with Excel
Contribution of Learning Outcomes to Programme Outcomes
P1 P2 P3 P4 P5 P6 P7 P8 P9 P10 P11 P12 P13 P14
All 5 3 5 1 1 4 1 1 1 4
C1
C2
C3
C4
C5

  Contribution: 1: Very Slight 2:Slight 3:Moderate 4:Significant 5:Very Significant